sayl into freedom

The only platform that unifies traditional finance, Bitcoin, and AI guidance.
See your live FI% and achieve FIRE faster.

87%

Average FI% increase

5.2

Years saved on average

100%

Self-custody Bitcoin

Early access • No spam • UK launch Q4 2025

The FIRE Problem

Financial independence tools are scattered, outdated, and ignore the hardest money.

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Fintech apps ignore Bitcoin

Traditional apps treat Bitcoin as "just another asset" instead of the hardest money and anchor for independence.

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Bitcoin apps ignore pensions

Crypto tools focus only on trading, missing pensions, ISAs, and the full financial picture needed for FIRE.

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FIRE tools live in spreadsheets

Manual calculations, outdated assumptions, and no real-time guidance when life changes.

One Platform. Complete Picture.

sayl unifies everything that matters for financial independence: traditional finance, Bitcoin self-custody, and AI guidance.

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Live FI% Engine

Real-time calculation: Passive Income ÷ Annual Spend = Your path to freedom

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AI Co-Pilot

Every action shows "FI years gained or lost" with explainable next-best-actions

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Smart Automation

Payday routing: Buffer → Goals → Bitcoin DCA → Investments

34% 8.2 years

Increase DCA +0.3 years

Reduce dining out +0.8 years

Bitcoin-First Financial Independence

True self-custody meets intelligent automation

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Self-Custody Bitcoin

Client-side key generation, BIP39 seeds, and vault-style discipline features. Your keys, your Bitcoin, your independence.

Hardware wallet integration
Time-locked savings vaults
DCA automation to cold storage

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Traditional Finance

Open banking integration with pensions, ISAs, and investments. Complete financial picture in one place.

Pension & ISA tracking
Investment portfolio analysis
Cash buffer optimization

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AI Guidance

Explainable recommendations that adapt to your life changes. No black box predictions, just clear next steps.

Scenario modeling (Conservative/Balanced/HyperBTC)
Transaction monitoring & alerts
Milestone achievement tracking

Our Manifesto

Financial independence shouldn't require a PhD in spreadsheets.

We believe Bitcoin is the hardest money and the ultimate anchor for independence. But we also believe in meeting people where they are—with pensions, ISAs, and the financial reality of living in the UK.

sayl bridges this gap. We're building the financial independence co-pilot that respects your intelligence, protects your privacy, and accelerates your journey to freedom.

Clarity over complexity. Self-custody over trust. Action over analysis paralysis.

Join the Financial Independence Revolution

Be among the first to experience the future of FIRE planning. UK launch Q4 2025.